Get up to 20% discount on your Home Insurance

Enter your Eircode to find the best policy for you
Bonkers Money Limited, trading as bonkers, is regulated by the Central Bank of Ireland.
It’s easy to get Home Insurance through bonkers.ie
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Compare and purchase home insurance quotes direct from Ireland’s leading home insurance providers.

How to get home insurance
bonkers.ie makes it easy to get great value home insurance policies in Ireland.
- 1Tell us about your house and its contents
- 2Tell us about you
- 3Complete and purchase

What do I need to get started?
- 1Your Eircode
- 2Age of your home
- 3The rebuilding cost of your home
- 4Estimated value of home contents

bonkers.ie is free
Believe it or not, applying for a home insurance policy on bonkers.ie is entirely free.
Once you apply for and buy a policy through bonkers.ie, we receive a commission from the home insurance provider.

We're regulated
Bonkers Money Limited, trading as bonkers, is regulated by the Central Bank of Ireland.
This reflects our continued commitment to providing independent, impartial, and accurate information and services.

Things to consider
When purchasing a home insurance policy in Ireland, it's not always about getting the cheapest price. Here are some things to keep in mind so you get the best cover.
- 1
Level of cover
Underinsurance leaves you paying a lot more than you anticipated if damage occurs to your home.
Over-insurance leaves you paying a higher premium with no additional benefit if you make a claim.
Learn more - 2
Age of building
Often, insurance premiums are higher for older homes due to the increased likelihood of damage.
Be aware that homes built over 100 years ago may not be eligible for home insurance.
Learn more - 3
Additional extras
When purchasing your home insurance, there will be an option for add-ons to your policy, such as accidental damage cover, personal possessions cover, personal accident cover, and legal protection.
- Accidental damage cover
- Personal possessions cover
- Personal accident cover
- Legal protection

Home Insurance FAQs
- 1
Is house insurance compulsory in Ireland?
While not legally mandatory for everyone, buildings insurance is almost always required by mortgage lenders to protect their investment in your property. Contents insurance is optional but highly recommended to protect your personal belongings.
- 2
How much does home insurance cost in Ireland?
The cost varies greatly depending on factors like your home's rebuild cost, contents value, location, age, security and claims history. Comparing quotes is the best way to find a competitive price for your specific needs.
- 3
What is the difference between buildings and contents insurance?
Buildings insurance covers the structure of your home and fixtures. Contents insurance covers your personal belongings inside the home like furniture, electronics and clothing.
- 4
How can I get the lowest price or best value home insurance?
Compare quotes as different policies offer different prices. Also, improve security, increase excess if you can afford to, build a claims-free history and look for discounts like online policy purchase.
- 5
What is accidental damage cover?
This is optional cover for damage caused unintentionally like spilling paint on a carpet or breaking a window by accident. It's not always included in standard policies so check if you need this extra protection.

Cooling off period
You can cancel your policy within 14 days of purchasing without penalty.
This is known as the cooling off period. Check your policy's terms and conditions for information on potential fees.

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Amazing value with home insurance
I got a quote for home insurance that was more than 50 Euros cheaper than my renewal quote... And with the same company, which they honoured! I triple-checked that I selected the same conditions
Alessandro
- 1 day ago
Nice one
Was looking for House insurance and instead of visiting lots and lots of web sites I just visited Bonkers they gave me a multi choice at all different price brackets and it was explained by the company's what they were offering and bingo I purchased my house insurance quickly and easily - thank you
Mr Michael Chester
- 2 days ago