Quickstart Guide - Home Insurance
Caoimhe Bermingham
Staff Writer

Here at bonkers.ie, we want to help you discover a home insurance policy that is catered to your needs. That is why we’ve put this series of helpful articles together to assist you during the home insurance application process.

Welcome to the first guide in our six-part home insurance series, which aims to help you find the best value home insurance cover for you on the market. 

In this piece, you will find the other guides in the series linked throughout it, accompanied by a brief outline on what each one focuses on. 

If you’re unsure about how to apply for home insurance, what the different types of cover available are, or you simply want a breakdown of the most important things you need to bear in mind when purchasing a policy, then you have come to the right place!

A step-by-step guide to cheaper home insurance

In the second guide of our home insurance series, we describe the different stages involved in purchasing home insurance on bonkers.ie.

We outline the different questions you will be asked regarding your home such as the type of alarm system you have, to the amount of contents cover you require.

After that, you will be required to provide us with some personal information and to indicate whether you would like a single or multi-year home insurance policy

Cancelling your home insurance and the cooling-off period 

Maybe you are moving home or have found a different policy that is better suited to your needs, whatever the case, you are free to cancel your home insurance policy whenever you want. 

In this article, we explain what the cooling-off period is and outline how you go about cancelling your existing home insurance cover. 

You will also get an insight into cancellation fees and refunds for home insurance holders, and discover the reasons why your insurer can cancel your policy. 

The 12 most frequently asked home insurance questions 

This guide aims to dispel any confusion surrounding home insurance by answering the most common questions asked by homeowners when applying for home insurance protection. 

So if you are wondering whether or not you should insure your home for the market value or its rebuilding cost, or are mulling over whether you need to update your insurer that you built an extension, then this is the perfect guide for you. 

You’ll even find information on what causes the cost of your premium to increase in price.  

9 things to consider when taking out home insurance

As buying home insurance provides you with peace of mind and protects your house and its contents from the unexpected, it's important that you select a policy that meets your needs.

To ensure that this happens, we have outlined 9 key considerations you should keep in mind when purchasing your cover

This guide will go into detail about the different types of cover available, the discounts new customers could be eligible for, as well as the rules associated with leaving your house unoccupied for a period of time, to mention a few. 

Specified items insurance explainer guide

In the final guide of the series, we define what specified items cover is, and highlight the differences between it and contents content. 

For instance, contents cover only protects your furniture and appliances from theft, fire or accidental damage, nothing else. 

So if you want to ensure your personal items such as your laptop, phone, jewellery, or bike are protected against the unexpected, it is worth reading this article to determine if purchasing specified items cover is the right choice for you. 

Get the best value home insurance on bonkers.ie

Did you know that if you’re taking out a mortgage, you will need to have a home insurance policy in place with a lender?

To ensure your mortgage is successfully drawn down, head over to our free home insurance service to find the right policy to suit your needs!

On our site, you will even have the option to customise your policy. You can add contents cover, accidental damage cover or specified items cover!

But why stop there? 

On bonkers.ie we offer a range of comparison tools that will help you lower the cost of your household expenses across energy, broadband, banking, and other insurance products such as mortgage protection insurance.

Check out our other Quickstart Guides 

If you found this guide helpful, why not take a look at our other Quickstart Guide series? 

You can stay up to date on all the latest home insurance news and saving tips with our blogs and guides

Get in touch

Are you about to start your home insurance application process? How have you found the experience so far? Let us know today.

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