Bank of Ireland Golden Years


Overdraft available


  • Internet banking available
  • In branch banking available
  • Restricted eligibility
Features & Benefits
  • This account does not have any maintenance fees.
  • Access your account online, check your balance, transfer money between your accounts and make payments.
  • An overdraft facility is available
  • Internet banking available
  • In branch banking available
ATM transaction fee €0.00
In-branch transaction fee €0.00
Internet transaction fee €0.00
Telephone banking transaction fee €0.00
Cheque transaction fee €0.00
ATM non-euro cash withdrawal charge 1.75% (Currency conversion fee of up to 3.5%. Minimum commission €3.17. Maximum commission €11.43)
Transactions & Charges
Standing order setup fee €0.00
Standing order commission €0.00
Standing order transaction fee €0.00
Standing order amendment €0.00
Standing order unpaid fee €12.70
Direct debit setup fee €0.00
Direct debit unpaid fee €12.70
Cheque unpaid fee (outward) €12.70
Cheque unpaid fee (inward) €0.00
Referral fee €0.00
Replace lost or stolen ATM or debit card €0.00
Stop instruction fee €0.00
PIN replacement fee €0.00
Credit transfer fee €0.00
Duplicate statement fee €0.00 (per page)

Overdraft available


Golden Years

(aged 66+)


If you are aged 66 or over, you can apply at your branch for the Golden Years Current Account. With this account, no quarterly current account transaction fees are payable.


If you are aged 66 or over, you can apply at your Bank of Ireland branch for a special Golden Years Current Account. No transaction fees are payable on Golden Years Personal Current Accounts.


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