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AIB Personal Bank Account current account

Contactless payment Overdraft available Fee-free banking

* €4.50 quarterly account maintenance fee. Transaction and maintenance fees waived if €2,500 maintained in account at all times.

Fees waived for AIB mortgage holders

Everyday Rewards

Google Pay

Apple Pay

Fee free Contactless Pay

In Branch banking available

Mobile & App Banking

Online account access

Overdraft Available

Mobile Top Up

Money Manager

Fees and fee waiver information

Reduced fees available

AIB Personal Bank Account

Free Available

Transactions
Standing order setup fee $0.00
Standing order commission $0.00
Standing order transaction fee $0.20
Amendment $0.00
Unpaid $10.00
Setup $0.00
Unpaid $10.00
Charges
Cheque unpaid fee (outward) $10.00
Cheque unpaid fee (inward) $4.45
Referral fee $5.15
Replace lost or stolen ATM or debit card $0.00
Stop instruction fee $0.00
PIN replacement fee $0.00
Credit transfer fee $0.00
Duplicate statement fee $3.00 (per page)

If you are over 18 and living in the Republic of Ireland, all you need for your application is:

  1. proof of ID
  2. proof of address
  3. proof of PPSN / Tax Reference Number

Reduced fees available

AIB Personal Bank Account

Free Available

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