AIB Personal Bank Account current account

Contactless payment Overdraft available Fee-free banking

* €4.50 quarterly account maintenance fee. Transaction and maintenance fees waived if €2,500 maintained in account at all times.

Fees waived for AIB mortgage holders

Everyday Rewards

Google & Apple Pay

Fee free Contactless Pay

In Branch banking available

Mobile & App Banking

Online account access

Overdraft Available

Mobile Top Up

Money Manager

Fees and fee waiver information

Reduced fees available

AIB Personal Bank Account

Fee-free Banking is available with this account.

Standing order setup fee €0
Standing order commission €0
Standing order transaction fee €0.20
Standing order amendment €0
Standing order unpaid fee €10
Direct debit setup fee €0
Direct debit unpaid fee €10
Cheque unpaid fee (outward) €10
Cheque unpaid fee (inward) €4.45
Referral fee €5.15
Replace lost or stolen ATM or debit card €0
Stop instruction fee €0
PIN replacement fee €0
Credit transfer fee €0
Duplicate statement fee €3 (per page)

If you are over 18 and living in the Republic of Ireland, all you need for your application is:

  • proof of ID
  • proof of address
  • proof of PPSN / Tax Reference Number


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