AIB Graduate Account

What are the details?

Credit interest rate
0.25% APR (to a balance limit of €1,000)
Quarterly fee
€0.00
Overdraft Rate
0.00% APR
Joint accounts
False
Fee free daily banking
AIB Graduate Account holders are exempt from all account maintenance and transaction fees on their Graduate Account for a period of two years. Other service charges may apply.
Eligibility
The AIB Graduate Account is specifically tailored to meet the needs of individuals who have graduated from full-time third level education in the last two years. This account is available to new customers and existing AIB Student Plus Account holders who meet the qualifying criteria. If you are already an AIB Student Plus Account holder, just call the dedicated AIB Graduate Centre on 1890 788 336 to convert to the AIB Graduate Account or drop into your local AIB branch. If you don't already hold an account with AIB, just call into any AIB branch.
About the Account
Value
Overdraft setup fee
€0.00
Overdraft renewal fee
€0.00
Overdraft interest rate
AIB offers a Personal Overdraft which gives you easy access to funds and provides peace of mind that additional funds are accessible when you need them. You can apply for an interest free overdraft of up to €1,000 and you won't have to pay the standard overdraft Facility Fee of €25.39, while you hold an AIB Graduate Account. Authorised overdrafts over €1,000 will attract the Bank's Standard Variable 'A' rate for Personal Overdrafts on the balance greater than €1,000 currently 12.50% APR, subject to variation. 0.00% APR (unapproved overdraft surcharge 12.00% APR)
Quarterly fee
€0.00
ATM transaction fee
€0.00
In-branch transaction fee
€0.00
Internet transaction fee
€0.00
Telephone banking transaction fee
€0.00
Cheque transaction fee
€0.00
Non-euro cash withdrawal fee
AIB Student Account holders are exempt from foreign exchange commissions for the purchase and sale of foreign currency notes and the cashing and lodging of travellers cheques.%
Non-euro cash withdrawal commission
1.75% maximum €11.43
About the Account
Value
Standing order setup fee
€0.00
Standing order commission
€0.00
Standing order transaction fee
€0.00
Standing order amendment
€0.00
Standing order unpaid fee
€10.00
Direct debit setup fee
€0.00
Direct debit transaction fee
€0.00
Diret debit unpaid fee
€10.00
About the account
Value
Cheque unpaid fee (outward)
€10.00
Cheque unpaid fee (inward)
€0.00
Cheque retrieval fee
€0.00
Referral fee
€5.15
Replace lost or stolen ATM or debit card
€0.00
Stop instruction fee
€0.00
PIN replacement fee
€0.00
Credit transfer fee
€0.00
Duplicate statement fee
€2.54 (per page)