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Please select from one of the accounts below to see more details

AIB Personal Bank Account

What are the details?

Credit interest rate
0.25% APR (to a balance limit of €1,000)
Quarterly fee
€4.50
Overdraft Rate
11.95% APR
Joint accounts
True
Fee free daily banking
To qualify for a way to bank free of maintenance and transaction fees on your personal current account all you need to do each fee quarter is to make a purchase with your AIB Debit Card AND use AIB Phone & Internet Banking to make a debit transaction like paying a bill. Other charges still apply.
Eligibility
About the Account
Value
Overdraft setup fee
€25.39
Overdraft renewal fee
€25.39
Overdraft interest rate
11.95% APR (unapproved overdraft surcharge 12.00% APR)
Quarterly fee
€4.50
ATM transaction fee
€0.20
In-branch transaction fee
€0.30
Internet transaction fee
€0.20
Telephone banking transaction fee
€0.20
Cheque transaction fee
€0.30
Non-euro cash withdrawal fee
Currency conversion fee of up to 3% plus commission of 1%. Minimum commission €1.27. Maximum commission €6.35.%
Non-euro cash withdrawal commission
1.75% maximum €11.43
About the Account
Value
Standing order setup fee
€0.00
Standing order commission
€0.00
Standing order transaction fee
€0.20
Standing order amendment
€0.00
Standing order unpaid fee
€10.00
Direct debit setup fee
€0.00
Direct debit transaction fee
€0.20
Diret debit unpaid fee
€10.00
About the account
Value
Cheque unpaid fee (outward)
€10.00
Cheque unpaid fee (inward)
€4.44
Cheque retrieval fee
€0.00
Referral fee
€5.15
Replace lost or stolen ATM or debit card
€0.00
Stop instruction fee
€0.00
PIN replacement fee
€0.00
Credit transfer fee
€0.00
Duplicate statement fee
€2.54 (per page)