Investec 12 month fixed term deposit account rate drop from 3.85% to 3.25%
Investec rate drop for 1 Month Fixed Term Deposit Account from 1.51% to 1.26%
AccessPlus Deposit Account Issue 4 retired, replaced with Issue 5 bearing reduced rates.
Wide ranging rate reductions affecting: 365 Monthly Saver, 365 30 Day Notice, 365 12 Month Fixed Term, CustomSaver, Save to Borrow, AccessPlus, Advantage Fixed Term, Notice Deposit accounts.
Simplification of tariffs on offer.
Reduction in savings rate for 15 Month Fixed Term Savings Account
Increase in savings rate for 6 month and 9 month Fixed Term Savings accounts.
Reduction in savings rates for 12 month Fixed Term Savings Account, SureGrowth rates and SureCertificate Year 2 rate.
Reduction in interest rate to 2.85% AER for the 1 Year Fixed Term Reward Account.
Loyalty Saver account rate increased to 3.2% AER (fixed) for amounts more than €25,000.
Introduction of Gold Deposit Account paying 3% AER (fixed) for new money or 3.5% AER (fixed) if Ireland wins a gold medal at the London 2012 Olympics.
Reduction in interest rate for Euro 6 and 12 month savings accounts.
Increase in Savings Rates for term deposits over 10 years, 5 years & 18 months.
Reduction in Fixed Savings Account rates over 6, 9 and 12 months
Reduction in Term Account deposit rates.
National Irish Bank replaces all existing current accounts with three new packages and introduces current account fees and charges effecive from 1st June 2012. Quarterly fees range from €5 to €31.25 depending on the package. Most customers will automatically be rolled over to the new 24/7 package which has a quarterly fee of €5 and charges 25c for ATM use, 25c for direct debits and standing orders, 30c for paper credits and 34c for paper debits. The 24/7 account will not carry a chequebook.
AIB Personal Current Account.
In order to qualify for fee-free banking with AIB, customers must now maintain a minimum balance of €2,500 in their current account at all times.
Previously customers needed only make a purchase with their AIB debit card and use internet or phone banking to make a debit transaction like paying a bill.
Reduction in savings rate for Easy Access Saver account
Reduction in 9 month fixed term account interest.
Widespread reductions in interest for amounts over €10,000 in the following fixed term deposit accounts: 2 month, Interest First (6 months), Interest First (1 year), Fixed Access (16 months), Interest First (2 years), Interest First (26 months), Fixed Access (5 years), Take 5
EasySaver product replaced by CustomSaver - increasing savings rate and reducing minimum qualifying balance
Rates for EasySaver account reduced by 0.25% AER for both tiers.
Slight downward adjustment to 10 year term deposit account
Slight reduction in interest yielded for 12 month, 14 month and 36 month term deposit accounts.
Slight downward adjustment in term account rates from 10 years to 3 years.
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