Make Me Richer with Nick Webb

It's rapidly becoming clear that credit cards are about as good for you as kissing a frog with a weeping cold sore. And considerably less fun.

Based on hitting a limit of €1,500 per month on purchases, plus the €30 stamp duty, the effective rates are much higher than you'd imagine.

Totting up done by www.bonkers.ie

Best: Bank of Ireland Clear 13.3 per cent

Avoid: AIB Be credit card 22.7 per cent

Saving: €139.50

Contact: www.bonkers.ie

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