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Ulster Bank UR First Account

Child saver | Lump sum saver | Regular saver | No minimum term | Minimum balance: €5 | Rate: 0.95% AER (variable)

Account details

  • Regular deposits are not required.
  • No minimum term.
  • Additional lodgements of any amount are allowed at any time.
  • Flexible deposit amounts are permitted.
  • Interest is calculated daily and paid to your account quarterly.
  • Your child can save up money in a free Henri moneybox between visits to the bank.
  • Joint Account available.
  • No ATM card.


Ulster Bank UR First Account

0.95% AER (variable)

Instant access to your savings

Restrictions & charges

About the account

  • Minimum age of the account holder is 0 years.
  • Maximum age of the account holder is 11 years.
  • Minimum balance is €5.
  • Maximum balance is unlimited.
  • Interest payments are subject to Deposit Interest Retention Tax (DIRT) at the prevailing rate.
  • No fees or charges are levied.
  • Anyone can open an account - a parent, godparent, relative or friend can open a UR First account for any child under 11 years of age.

Ulster Bank UR First Account

0.95% AER (variable)

Instant access to your savings


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