Savings Account Rate Changes in Ireland

Review all changes to savings account rates in Ireland

Investec Ireland
Image Investec Ireland

Investec Ireland

Gross and APR rates have decreased for the following saving products 12 Month Fixed Term Deposit Account down from .50% to .40% 6 Month Fixed Term Deposit Account down from .25% to .15% 3 Month Fixed Term Deposit Account down from .25% to .15%

Announced
Effective
KBC
Image KBC

KBC

KBC Savings Product for 15 Month Instant Interest Online has decreased from an AER of 1.10% to .90% & a Gross Rate of 1.37% to 1.12%

Announced
Effective
KBC
Image KBC

KBC

Standard Fixed Rate Account has the following updates. 3 Month Standard Fixed Rate Account (€3,000 - €1,500,000) New AER is .25% and Gross Return Rate .06% down from .50% and .12%6 Month Standard Fixed Rate Account (€1,500,000 and above) New AER is 0.55% and Gross Rate .27% down from .60% and .30% 9 Month Standard Fixed Rate Account (€1,500,000 and above) New AER is 0.60% and Gross Rate 0.45% down from .65% and .49% 9 Month Standard Fixed Rate Account (€3,000 - €1,500,000) New AER 0.60% and Gross Rate .45% dOWN FROM .65% AND .49% 9 Month Standard Fixed Rate Account (€1,500,000 and above) New APR is 0.10% and Gross Rate is .08% down from 0.15% and 0.11% 12 Month Fixed Rate Account (€3,000 - €1,500,000) New APR 0.90% and Gross Rate is 0.90% down from 1.10% for each. 12 Month Fixed Rate Account (€1,500,000 and above) New APR is .40% and Gross Rate is .40% down from .60% for each. 14 Month Fixed Rate Account (€3,000 - €1,500,000) New APR is .90% and Gross Rate 1.05% down from 1.10% and 1.28% 14 Month Fixed Rate Account (€1,500,000 and above) New APR .40% and Gross Rate .47% down from .60% and .70% 18 Month Fixed Rate Account (€3,000 - €1,500,000) New APR is 1.00 and Gross Rate 1.50% is down from 1.10% and 1.66% 18 Month Fixed Rate Account (€1,500,000 and above) New APR is .50% and Gross Rate 0.74% is down from .60% and .91%

Announced
Effective
AIB
Image AIB

AIB

There has been a decrease in AER and Gross Rates for the following AIB Saving Account Products: Access Deposit 30 Account (€0 - No Maximum) down AER .15% & Gross .15% to AER .10% & Gross .10%: Notice Deposit 7 (€0 - No Maximum) down AER .10% & Gross .10% to AER .05% & Gross .05% Online Fixed Term Deposit down from AER .55% & Gross .55% to AER .50% & Gross .50% Online Notice Deposit 21 down from AER .40% & Gross .40% to AER .25% & Gross .25% Online Notice Deposit 7 (€0 - €1,000,000) down from AER .25% & Gross .25% to AER .15% & Gross .15% Select Fixed Term Deposit - 9 Months AER & Gross down from .45% to .40% Select Fixed Term Deposit - 12 Months AER & Gross down from .45% to .40% Select Fixed Term Deposit - 18 Months AER & Gross down from .60% to .50% Select Fixed Term Deposit - 24 Months AER & Gross down from .80% to .70%

Announced
Effective
Bank of Ireland
Image Bank of Ireland

Bank of Ireland

Gross and AER Decrease of approx 0.10% across savings accounts.

Announced
Effective
RaboDirect
Image RaboDirect

RaboDirect

Notice Saver 30 was 0.85% now 0.45% Notice Saver 90 was 0.95% now 0.55%

Announced
Effective
permanent tsb
Image permanent tsb

permanent tsb

Child Safari Saver rate drop was 0.25% now 0.15%

Announced
Effective
Nationwide UK (Ireland)
Image Nationwide UK (Ireland)

Nationwide UK (Ireland)

Drop in rate on selected savings accounts. Full details of changes printed - see Kate

Announced
Effective
EBS
Image EBS

EBS

The AER and Gross Rate has decreased for the following products with EBS Saving Accounts.12 Month Fixed Savings Account AER & Gross Rate was .70% % is now .60%: 15 Month Fixed Return Savings Account (€3,000 to €49,999) had AER of .60% & Gross Rate of .76% is now AER .55% & Gross Rate .69%: 15 Month Fixed Return Savings Account (€50,000 - €99,999) had AER of .60% & Gross Rate .76% is now AER .55% & Gross Rate .69%: 9 Month Fixed Savings Account had AER .70% & Gross Rate .52% is now AER .60% % Gross Rate .45%: SureCertificate 4 Year Fixed Return had and AER 1.050% & Gross Rate 4.270 has now AER .980% & Gross Rate 3.990%: SureGrowth 2 Year Fixed Term had AER .80% & Gross Rate 1.610 has now AER .70% & Gross Rate 1.41%: SureGrowth 3 Year Fixed Term has an AER .80% & Gross Rate 2.42% has now AER .70% & Gross Rate 2.12% SureGrowth 5 Year Fixed Term had an AER 1.050% & Gross Rate 5.400% has now AER .98% & Gross Rate 5.00%: SureIncome 2 & 3 Year Account had AER & Gross Rate of .80% and now is .70% SureIncome 4 & 5 Year Account had an AER and Gross Rate of 1.050% and is now .98%

Announced
Effective
AIB
Image AIB

AIB

Standard Saver Rate decrease from 0.25% to 0.15%

Announced
Effective
EBS
Image EBS

EBS

Decrease of 0.20% on high yield access accounts

Announced
Effective
EBS
Image EBS

EBS

Optimise Regular Saver Account Rate decrease: Was 0.50% now 0.25%

Announced
Effective
RaboDirect
Image RaboDirect

RaboDirect

Rate drop: On demand saving drop of between -.25-.50% Notice 30 1.25% now 0.85% Notice 90 1.45% now 0.95% Children 1.50% now 1.0%

Announced
Effective
Ulster Bank
Image Ulster Bank

Ulster Bank

Fixed term savings account rate drop Term Gross / AER 6 months 0.25 was 0.35% Gross / 0.5 was .7% AER 12 months0.6 was 0.80% Gross / 0.6 was 0.8% AER 24 months 1.3 was 1.70% Gross / 0.65 was 0.85% AER 36 months 2.10 was 2.73% Gross / 0.7 was 0.90% AER

Announced
Effective
permanent tsb
Image permanent tsb

permanent tsb

TSB Booster Rate drop 1.05% - 0.55%

Announced
Effective
KBC
Image KBC

KBC

Standard Demand / Smart Demand accounts rate drop of 0.20%

Announced
Effective
KBC
Image KBC

KBC

Selected rate drop on KBC term deposit accounts 1 Month drop 0.15% 6 Month drop 0.20% 9 Month drop 0.20% 12 Month - No Access drop 0.05% 12 Month Access drop 0.10% 12 Month Interest Upfront drop 0.20% 14 Month drop 0.10%

Announced
Effective
permanent tsb
Image permanent tsb

permanent tsb

PSB Rate decrease on selected

Announced
Effective
KBC
Image KBC

KBC

15 Month Instant Interest Online rate drop 0.10%

Announced
Effective
EBS
Image EBS

EBS

40day notice account rate drop

Announced
Effective
AIB
Image AIB

AIB

Selected deposit account rate decrease

Announced
Effective
EBS
Image EBS

EBS

rate drop

Announced
Effective
EBS
Image EBS

EBS

Rate decrease on selected High Yield Access accounts

Announced
Effective
Bank of Ireland
Image Bank of Ireland

Bank of Ireland

BOI Selected Saving account Deposit rate drop

Announced
Effective
permanent tsb
Image permanent tsb

permanent tsb

Selected saving accounts AER or Gross reduction

Announced
Effective

Latest updates

In the last three months, there have been 0 adjustments to the savings account market.

The most recent rate change was announced by on , which we consider to be negative for the consumer. The summary of the change is "Gross and APR rates have decreased for the following saving products 12 Month Fixed Term Deposit Account down from .50% to .40% 6 Month Fixed Term Deposit Account down from .25% to .15% 3 Month Fixed Term Deposit Account down from .25% to .15%"

Market updates

Savings account rates change all the time - in the last year there have been 0 rate adjustments in the irish savings account marketplace.

Savings Accounts
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