Savings Account Rate Changes in Ireland

Review all changes to savings account rates in Ireland

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40day Notice Savings Account AER/Gross was 0.50% now 0.40%

Announced
Effective
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Online 40day Notice Savings Account AER/Gross was 0.50% now 0.40%

Announced
Effective
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6month Fixed Rate Deposit Account AER was 0.50% now 0.40%, Gross was 0.25% now 0.20%

Announced
Effective
KBC
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KBC

Regular Saver Ac Gross rate reduced from 1.50% to 1.00% Smart Access Demand Deposit Ac Gross and AER Rate reduced from .70% to .60%

Announced
Effective
KBC
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KBC

Regular Saver account rate lowered by 0.5% Smart Access Demand Account rate will reduce to 0.60% Gross/AER effective 24th October 2016

Announced
Effective
Nationwide UK (Ireland)
Image Nationwide UK (Ireland)

Nationwide UK (Ireland)

Nationwide UK (Ireland) Regular Saver account term change was 15months now 12months. No changes to rates

Announced
Effective
Leeds Building Society
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Leeds Building Society

Freedom 30 Rate drop, was 1.00% now 0.65%

Announced
Effective
AIB
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AIB

AIB have reduced Select Fixed Term Deposit 18 Months AER/Gross from .35% to .25% Select Fixed Deposit 24 Months AER/Gross from .45% to .35%

Announced
Effective
RaboDirect
Image RaboDirect

RaboDirect

10 Year Term deposit Account AER reduced from .50% to .25% and Gross rate reduced from 5.0% to 2.50% 5 Year Term deposit Account AER reduced from .20% to .10% and Gross rate reduced from 1.0% to 0.50% 4 Year Term deposit Account AER reduced from 0.10% to 0.05% and Gross rate reduced from 0.40% to 0.20% 3 Year Term deposit Account AER reduced from 0.05% to 0.00% and Gross rate reduced from 0.15% to 0.00%

Announced
Effective
EBS
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EBS

EBS have reduced their Gross/APR Rates for the following products. Sure Certificate Ac 4Yr has reduced from Gross of .62 to .45 and APR is down from 2.51 to 1.82 Sure Growth 3Yr Fixed has reduced from Gross of .50 to .45 and APR is down from 1.51 to 1.36 Sure Growth 5Yr Fixed has reduced from Gross of .70 to .45 and APR is down from 3.55 to 2.28 Sure Insure 3Yrs has reduced from Gross of .50 to .45 and APR is down from .50 to .45 Sure Insure 4Yrs has reduced from Gross of .62 to .45 and APR is down from .62 to .45 Sure Insure 5Yrs has reduced from Gross of .70 to .45 and APR is down from .70 to .45 Fixed Savings Account 3 Months has reduced from Gross of .20 to .15 and APR is down from .04 to .03 Fixed Savings Account 6 Months has reduced from Gross of .25 to .20 and APR is down from .12 to .10 Fixed Savings Account 9 Months has reduced from Gross of .40 to .35 and APR is down from .29 to .26

Announced
Effective
Nationwide UK (Ireland)
Image Nationwide UK (Ireland)

Nationwide UK (Ireland)

Regular Saver Account From 2.50% to 2.00% AER Euro Loyalty Account (Issue 10) From 0.90% to 0.65% AER Euro 24 Month Fixed – Annual (Issue 11) From 0.85% to 0.60% AER Euro 12 Month Fixed – Annual (Issue 20) From 0.80% to 0.55% AER Notice Plus Account - Annual From 0.77% to 0.52% AER Euro 6 Month Fixed - Annual (Issue 12) From 0.75% to 0.50% AER

Announced
Effective
EBS
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EBS

SureIncome Rates, SureGrowth & SureCertificate rates have been updated.

Announced
Effective
AIB
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AIB

Online Personal Demand Deposit Account launched

Announced
Effective
Nationwide UK (Ireland)
Image Nationwide UK (Ireland)

Nationwide UK (Ireland)

Regular Saver Account Gross Rate and AER is down from 3% to 2.5%. Tiers have been replaced with a Max Balance of €15,000

Announced
Effective
RaboDirect
Image RaboDirect

RaboDirect

Decrease in Rates on Term Deposits: 18 Month Term Deposit Account was AER0.05%Gross0.08% now AER/Gross 0% 2 Year Term Deposit Account was AER0.05%Gross0.10% now AER/Gross 0% 3 Year Term Deposit Account was AER0.10%Gross0.30% now AER0.05%Gross0.15% 4 Year Term Deposit Account was AER0.20%Gross0.80% now AER0.10%Gross0.40% 5 Year Term Deposit Account was AER0.40%Gross2.00% now AER0.10%Gross1.00% 10 Year Term Deposit Account was AER1.00%Gross10.00% now AER0.50%Gross5.00%

Announced
Effective
Bank of Ireland
Image Bank of Ireland

Bank of Ireland

BOI Saving Account Rate decrease. 3 Year Growth was AER0.84%Gross2.54% now AER0.74%Gross2.24% 4 Year Growth was AER0.99%Gross3.98% now AER0.89%Gross3.59% 5 Year Growth was AER1.12%Gross5.73% now AER0.98%Gross4.98% 6 Year Growth was AER1.26%Gross7.77% now AER1.12%Gross6.88% 7 Year Growth was AER1.39%Gross10.12% now AER1.25%Gross9.07%

Announced
Effective
AIB
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AIB

AIB Rate drop on selected Saving Accounts: Demand Deposit was AER/Gross0.05% now AER/Gross0.01% Select Fix term - 9month was AER/Gross0.30% now AER/Gross0.25% Select Fix term - 12month was AER/Gross0.30% now AER/Gross0.25% Select Fix term - 18month was AER/Gross0.40% now AER/Gross0.35% Select Fix term - 24month was AER/Gross0.55% now AER/Gross0.45%

Announced
Effective
EBS
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EBS

9month fixed savings Was AER0.40%Gross0.37% now AER0.40%Gross0.29% 15month fixed savings was AER0.50%Gross0.63% now AER0.45%Gross0.57% High Yield Access account rate decrease of 10%. SureGrowth 2yr was AER0.60&Gross1.01% now AER0.50%Gross1.01% SureGrowth 3yr was AER0.7%Gross2.12% now AER0.60%Gross1.82% SureGrowth 5yr was AER0.90%Gross4.62% now AER0.80%Gross4.07% SureIncome rate drop of 10% SureIncome 4yr was AER/Gross0.90% now 0.74% SureCertificate was AER0.90%Gross3.65% now AER0.74%Gross3.00

Announced
Effective
State Savings
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State Savings

Rate drop and change in products. 10yr NSB was AER2.26%Gross25% now AER1.5%Gross16% 3yr saving bond was AER0.83%Gross2.5% now AER0.33%Gross1% 4yr NSB was AER0.99%Gross4.0% now AER0.5%Gross2.0% 5.5yr Saving Certificates(Now 5yr Saving Certificate) /6yr Instalment was AER1.24%Gross7.0% now AER0.98%Gross5.0% Childcare Save was AER/Gross 0.25% now 0.15% Deposit Account plus was AER/Gross 0.25% now Deposit Account Statement Based with AER/Gross 0.15% 6yr Instalment-childcare plus / Pension Save Account / Deposit Account - Book based now available

Announced
Effective
KBC
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KBC

KBC rate drop on selected Savings accounts, Regular Saver was 2.00% AER/Gross now 1.5%. Smart Access Demand was 0.85% AER/Gross now 0.70%, Standard Demand Deposit was 0.30% AER/Gross now 0.15%

Announced
Effective
KBC
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KBC

Regular saver rate drop was 2% now 1.5%, regular saver current account holder was 3% now 2.5%

Announced
Effective
RaboDirect
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RaboDirect

Here are the following rate changes for Rabo Direct Savings Accounts Notice Saver 30 had APR/GROSS of .85%. It is now .45% Notice Saver 90 had APR/GROSS of .95%. It is now .55% Children's Savings had APR/GROSS of 1.00%. It is now .60% On Demand Savings: APR/Gross rate of 1.0% up to €50,000. This is now .60% APR/Gross rate was 0.50% from €50,000 - €5,000,000. This is now .20% APR/Gross rate is still 0% for over €5,000,000 here.

Announced
Effective
Ulster Bank
Image Ulster Bank

Ulster Bank

Drop in rates on term deposits. 6month was Gross 0.25% AER 0.50% now Gross 0.20% AER 0.40% 12month was Gross 0.60% AER 0.60% now Gross 0.50% AER 0.50% 24month was Gross 1.30% AER 0.65% now Gross 1.10% AER 0.55% 36month was Gross 2.10% AER 0.70% now Gross 1.80% AER 0.60%

Announced
Effective
AIB
Image AIB

AIB

Rate decrease on fixed term deposits of between 0.05% and 0.10% 24month was 0.70% now 0.55% 18month was 0.50% now 0.40% 12month was 0.40% now 0.30% 9month was 0.40% now 0.30% 6month was 0.25% now 0.20% 3month was 0.15% now 0.10% 1month - unchanged Online fixed term was 0.50% now 0.40%

Announced
Effective
EBS
Image EBS

EBS

Rate decrease across vast majority of offers. See Kate for printed details

Announced
Effective

Latest updates

In the last three months, there have been 0 adjustments to the savings account market.

The most recent rate change was announced by on , which we consider to be negative for the consumer. The summary of the change is "40day Notice Savings Account AER/Gross was 0.50% now 0.40%"

Market updates

Savings account rates change all the time - in the last year there have been 0 rate adjustments in the irish savings account marketplace.

Savings Accounts
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