RaboDirect On-Demand Savings



Minimum balance



  • Lump sum saver
  • Regular saver
  • Online only
  • Internet banking
Account Details

About the Account:

0.60% Variable Gross/0.6% AER* on your first €50,000, 0.20% Variable Gross/0.20% AER* on amounts above €50,000 up to €5 million and 0% Variable Gross/0% AER* on amounts deposited above €5 million.

  • Regular deposits are not required.
  • No minimum term
  • You can deposit as much or as little as you like in your RaboDirect Savings Account without penalty
  • Flexible deposit amounts are permitted
  • At RaboDirect interest is calculated daily and allocated annually.
  • No introductory offers are available.
  • Joint Account available.
  • No ATM card.

Restrictions & Charges:

  • This is a standalone account, you do not require a separate payment account from RaboDirect.
  • Minimum age of the account holder is 18 years.
  • Minimum balance is €1.
  • Maximum balance is unlimited.
  • Interest payments are subject to Deposit Interest Retention Tax (DIRT) at the prevailing rate, currently 39%.
  • RaboDirect does not charge you for making payments to your account.
  • No fees or charges are levied.



RaboDirect On-Demand Savings

( €50,000 - €5,000,000)

Instant access to your savings.


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