By using this website, you agree to be bound by our Terms of Use and consent to the use of cookies in accordance with our Cookie Policy.

KBC Smart Access Demand Account

Lump sum saver | No minimum term | Minimum balance: €3,000 | Rate: 0.1% AER (variable)

Account details

  • Once the account balance (including interest added) exceed €100,000 the entire balance will earn interest at the Standard Demand Deposit Account interest rate. Interest is credited to the account annually in December each year.
  • Regular deposits are not required.
  • No minimum term.
  • Flexible deposit amounts are permitted.
  • No introductory offers are available.
  • Joint Account available.
  • No ATM card.


KBC Smart Access Demand Account

(€3,000 - €100,000)
0.1% AER (variable)

Instant access to your savings

Restrictions & charges

About the account

  • Minimum age of the account holder is 18 years.
  • Minimum balance is €3,000.
  • Maximum balance is €100,000.
  • Interest payments are subject to Deposit Interest Retention Tax (DIRT) at the prevailing rate.
  • No fees or charges are levied.

KBC Smart Access Demand Account

(€3,000 - €100,000)
0.1% AER (variable)

Instant access to your savings


Here's what our customers say about us

Independent Service Rating based on verified reviews. Read all reviews

Quick and Easy

We’re Ireland’s leading price comparison and switching site. We’re free to use and make comparing prices across suppliers quick and easy!

Save Time and Money

We save you time by bringing you all the best deals in one place. Every year we help tens of thousands of customers to switch and save money!

You Can Trust Us

We’re 100% impartial and are also accredited by the Commission for Regulation of Utilities (CRU) as an impartial, accurate and independent supplier of energy price comparisons.