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State Savings 5 Year Savings Certificates

Term deposit | DIRT exempt (terms apply) | Term: 5 year Minimum deposit: €50 | Rate: 0.98% AER (fixed)

Cumulative fixed bonus accrues annually and is paid on maturity or at the appropriate rate on early withdrawal. Interest is Tax Free to Irish Residents.

This account does not permit regular deposits to be made.

The minimum term is 60 months.

Flexible deposit amounts are permitted

Where Savings Certificates are encashed before the elapse of 5 years the average annual rate of interest will be lower.

No introductory offers are available.

Joint Account available.

No ATM card.

0.98%

AER (fixed)

State Savings 5 Year Savings Certificates

(Issue 22)

You can access your money at any time by giving 7 days notice.

About the account

  • Minimum age of the account holder is 18 years.
  • Minimum balance is €50.
  • Maximum balance is €120,000.
  • No fees or charges.
  • No fees or charges are levied.

0.98%

AER (fixed)

State Savings 5 Year Savings Certificates

(Issue 22)

You can access your money at any time by giving 7 days notice.

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