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State Savings 5 Year Savings Certificates

Term deposit | DIRT exempt | Term: 5 years | Minimum deposit: €50 | Rate: 0.98% AER (fixed)

Cumulative fixed bonus accrues annually and is paid on maturity or at the appropriate rate on early withdrawal. Interest is Tax Free to Irish Residents.

This savings account does not permit regular deposits to be made.

The minimum term is 60 months.

Flexible deposit amounts are permitted.

Where Savings Certificates are encashed before the elapse of 5 years the average annual rate of interest will be lower.

No introductory offers are available.

Joint Account available.

A Minor provided that a parent or guardian either makes the application on their behalf or gives written consent to the application may hold State Savings products.

No ATM card.

0.98%

AER (fixed)

State Savings 5 Year Savings Certificates

(Issue 22)

You can access your money at any time by giving 7 days notice.

About the account

  • Maximum balance is €50.
  • Maximum balance is €120,000.
  • Interest payments are subject to Deposit Interest Retention Tax (DIRT) at the prevailing rate.
  • No fees or charges.
  • No fees or charges are levied.

0.98%

AER (fixed)

State Savings 5 Year Savings Certificates

(Issue 22)

You can access your money at any time by giving 7 days notice.

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