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Ulster Bank 3 Year Fixed Loyalty <=90% LTV | Mortgage Deals

First Time Buyer Available to New Customers Available to Existing Customers €1,500 Towards Legal Costs

About The Mortgage

Interest Rate is 3.2%. APRC is 4.0%

Potential follow-on rate: 4.30%.

The minimum age for applicants is 18 years.

Available to first time buyers.

Available to new customers.

Available to existing customers.

Minimum term (First Time Buyers) 5 years.

Maximum term (First Time Buyers) 35 years.

Maximum Loan-to-Value (First Time Buyers) 90%

Customer must hold an Ulster Bank current account with salary mandated to the Ulster Bank current account to avail of this.



Interest Rate

Ulster Bank 3 Year Fixed Loyalty <=90% LTV

(Fixed until 30/09/2021) (Ulster Bank Current Account Holders Only)


WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

Legal fees

€1,500 Towards Legal Costs

A €1,500 payment will be made into your current account as a contribution to your legal fees, after mortgage drawdown. This amount is fixed and will not change if your legal fees are higher or lower. Offer is available across the Ulster Bank residential mortgage product range. Mortgage offer must be issued before 30th June 2018. 

Fees & Charges
Document issuing

A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.

Early Repayment

See Lender Legal Information

ATR fee

An Accountable Trust Receipt (ATR) fee refers to a charge associated with having your solicitor keep the deeds to the property on behalf of your mortgage provider.

Vacate fee

Release or Vacate of Mortgage Fee is €38.00 and is payable at the time of redemption of the mortgage.

Valuation fee

This charge applies when Ulster Bank instruct a Valuer to prepare a Valuation Report over the mortgage property. The cost of a valuation of a property is €155 and this cost is refundable if the loan application is refused.

Late Payment fee

Please check with your lender.

Other fees

Please check with your lender.



Interest Rate

Ulster Bank 3 Year Fixed Loyalty <=90% LTV

(Fixed until 30/09/2021) (Ulster Bank Current Account Holders Only)

  • WARNING: The cost of your monthly repayments may increase. If you do not keep up your repayments you may lose your home.

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