permanent tsb LTV Discounted Variable Rate greater than 60% or less than or equal to 70% | Mortgage Deals

Available to New Customers 2% Cashback

About The Mortgage

Interest rate: 3.40%. APRC: 3.95%.

Minimum age for applicants: 18 years.

Available to first time buyers.

Available to non-first time buyers.

Available to new customers.

Available to customers looking to switch mortgage provider.

Minimum loan amount: €40,000.

Minimum term: 5 years.

Maximum term: 35 years.

Maximum loan-to-value: 70%%

Discounted Variable Rate



Interest Rate
(discount variable)

permanent tsb LTV Discounted Variable Rate greater than 60% or less than or equal to 70%


WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

Special Offers

2% Cashback

If you are a First Time Buyer, Mover, Switching your Mortgage to Permanent TSB or building your own home, Permanent TSB will give you an unlimited 2% of the value of your mortgage back in cash. Available to both variable and fixed rate customers.

In addition to the existing 2% cashback at drawdown offer, Permanent TSB will pay new mortgage customers 2% of their monthly mortgage payment each month directly into their Explore Current Account. This offer only applies to customers who have received their letter of approval from 26th August 2017 to 30 September 2018 and who currently pay their mortgage from their Explore Current Account. The 2% cashback can be paid directly into any type of Permanent TSB account.

Once the mortgage is drawn down, Permanent TSB will arrange a payment equal to 2% of the drawn down amount direct into the customer’s mortgage paying account. Payments will be made within 20 working days of the mortgage drawdown. Excludes tracker portability or negative equity customers, including any additional funds that may be drawn as part of the new mortgage application.

The 2% cashback at drawdown excludes tracker portability or negative equity customers (including any additional funds), buy-to-let, equity release or home improvement mortgage loans, and applicants who have drawn down any of their funds before 11 January 2016.

Fees & Charges
Document issuing

A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.

ATR fee

An Accountable Trust Receipt (ATR) fee refers to a charge associated with having your solicitor keep the deeds to the property on behalf of your mortgage provider.

Vacate fee

A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.

Valuation fee

A fee charged when the bank sends a qualified surveyor to your property to assess its value.

Late Payment fee

A fee charged when you fail to make a payment on your mortgage in time. This can happen if you miss a direct debit payment or fail to pay by cheque in time.

Other fees

Please check with your lender.


Interest Rate
(discount variable)

permanent tsb LTV Discounted Variable Rate greater than 60% or less than or equal to 70%

  • WARNING: The cost of your monthly repayments may increase. If you do not keep up your repayments you may lose your home.


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