Pepper Homeloans Advantage | Mortgage Deals

80 %

loan to

30 years



Interest Rate

  • Available to New Customers
  • Available to Existing Customers

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

About The Mortgage

About the Mortgage:

  • Interest Rate is 5.05%. APRC is 5.26%
  • The minimum age for applicants is 18 years.
  • Available to first time buyers.
  • Available to non-first time buyers.
  • Available to new customers.
  • Available to existing customers.
  • Available to customers looking to switch mortgage provider.
  • Maximum loan amount €750,000.
  • Minimum loan amount €50,000.
  • Minimum term 5 years.
  • Maximum term 30 years.
  • Maximum Loan-to-Value 80%.
  • Pepper Advantage provides flexibility for customers who may have experienced a historic credit event but whose financial affairs are currently up to date. Customer’s financial circumstances are assessed on an individual basis to establish their ability to service a mortgage.

Fees & Charges

Document issuing

A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.

ATR fee

An Accountable Trust Receipt (ATR) fee refers to a charge associated with having your solicitor keep the deeds to the property on behalf of your mortgage provider.

Vacate fee

A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.

Valuation fee

Valuation Fee €150.00

Transfer Rate fee

A fee charged when you wish to move from a variable rate mortgage onto a fixed rate mortgage.

Late Payment fee

A fee charged when you fail to make a payment on your mortgage in time. This can happen if you miss a direct debit payment or fail to pay by cheque in time.

Arrangement fee

The cost of this arrangement fee is 0.5% of the loan value up to a maximum of €1,800. this fee can be paid up front or added to your loan.

Other fees

Please check with a pepper accredited broker for details of any other fees that may apply.



Interest Rate

Pepper Homeloans Advantage

(LTV 71%-80%)


WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.


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