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Pepper Money Advantage | Mortgage Deals

Available to New Customers Available to Existing Customers

About The Mortgage

Interest rate: 4.40%. APRC: 4.63%.

Minimum age for applicants: 21 years.

Available to first time buyers.

Available to non-first time buyers.

Available to new customers.

Available to existing customers.

Available to customers looking to switch mortgage provider.

Maximum loan amount: €750,000.

Minimum loan amount: €50,000.

Minimum term: 5 years.

Maximum term: 30 years.

Maximum loan-to-value: 50%%

Pepper Advantage provides flexibility for customers who may have experienced a historic credit event but whose financial affairs are currently up to date. Customer’s financial circumstances are assessed on an individual basis to establish their ability to service a mortgage.

Summary

4.40%

Interest Rate
(fixed)

Pepper Money Advantage

LTV <=70%

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

Fees & Charges
Document issuing

A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.

Early Repayment

This fee only applies to fixed rate mortgages. This is a charge incurred when you make a payment towards the balance of your mortgage. This is sometimes referred to as a breakage charge.

ATR fee

An Accountable Trust Receipt (ATR) fee refers to a charge associated with having your solicitor keep the deeds to the property on behalf of your mortgage provider.

Vacate fee

A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.

Valuation fee

Valuation Fee €150.00

Late Payment fee

A fee charged when you fail to make a payment on your mortgage in time. This can happen if you miss a direct debit payment or fail to pay by cheque in time.

Other fees

Please check with a pepper accredited broker for details of any other fees that may apply.

4.40%

Interest Rate
(fixed)

Pepper Money Advantage

LTV <=70%

  • WARNING: The cost of your monthly repayments may increase. If you do not keep up your repayments you may lose your home.

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