Pepper Money Essential | Mortgage Deals

Available to new customers

About The Mortgage

Pepper Money Essential Mortgage

  • Interest rate: 3.1%. APRC: 3.23%.
  • Minimum age for applicants: 21 years.
  • Available to first time buyers.
  • Available to non-first time buyers.
  • Available to new customers.
  • Available to customers looking to switch mortgage provider.
  • Maximum loan amount: €750,000.
  • Minimum loan amount: €50,000.
  • Minimum term: 5 years.
  • Maximum term: 30 years.
  • Maximum loan-to-value: 50%

Summary

Pepper Money Essential

3.1% Interest Rate (Variable)
LTV <=50%

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

Fees and Charges

Document issuing
A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.
Vacate fee
A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.
Transfer rate fee
A fee charged when you wish to move from a variable rate mortgage onto a fixed rate mortgage.
Late payment fee
A fee charged when you fail to make a payment on your mortgage in time. this can happen if you miss a direct debit payment or fail to pay by cheque in time.
Other fees
Please check with a pepper accredited broker for details of any other fees that may apply.

Warnings

The cost of your monthly repayments may increase. If you do not keep up your repayments you may lose your home.

Pepper Money Essential

3.1% Interest Rate (Variable)
LTV <=50%

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

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