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Pepper Money Essential Buy-to-Let | Mortgage Deals

Available to New Customers Available to Existing Customers Up to €1,500 towards legal fees

About The Mortgage

Interest Rate is 4.4%. APRC is 4.77%

The minimum age for applicants is 18 years.

Available for buy to let customers.

Available to new customers.

Available to existing customers.

Maximum loan amount €750,000.

Minimum loan amount €50,000.

Minimum term 5 years.

Maximum term 25 years.

Maximum Loan-to-Value 50%

Summary

4.40%

Interest Rate
(variable)

Pepper Money Essential Buy-to-Let

(LTV <50%)

Proceed

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

Pepper 1500 legalfees

Up to €1,500 towards legal fees

To avail of this offer:

The loan to value on your application must be 70% or less.
You must be switching the mortgage on your main home or on a buy-to-let property, or buying a buy-to-let property.
You must have a formal loan offer by the 30th June 2017 and have completed your mortgage by 31st August 2017.

Fees & Charges
Document issuing

A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.

ATR fee

An Accountable Trust Receipt (ATR) fee refers to a charge associated with having your solicitor keep the deeds to the property on behalf of your mortgage provider.

Vacate fee

A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.

Valuation fee

Valuation Fee €150.00

Transfer Rate fee

A fee charged when you wish to move from a variable rate mortgage onto a fixed rate mortgage.

Late Payment fee

A fee charged when you fail to make a payment on your mortgage in time. This can happen if you miss a direct debit payment or fail to pay by cheque in time.

Arrangement fee

The cost of this arrangement fee is 0.5% of the loan value up to a maximum of €1,800. this fee can be paid up front or added to your loan.

Other fees

Please check with a pepper accredited broker for details of any other fees that may apply.

Summary

4.40%

Interest Rate
(variable)

Pepper Money Essential Buy-to-Let

(LTV <50%)

Proceed

WARNING: The cost of your monthly repayments may increase. If you do not keep up your repayments you may lose your home.

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