Available to new residential mortgages i.e First Time Buyers, Movers and Switchers until 30th June 2018. 25% off only applies in the first year and excludes Buy to Let (BTLs) properties. If the KBC Home Insurance policy is cancelled before the first 12 months has expired, KBC reserves the right to request the customer to refund the balance of the premium. KBC Home Insurance quotes are valid for 30 days from receipt. All quotes received prior to 31st March 2018 incorporating the 50% discount will be valid for 30 days only from the date of receipt, after which the 25% discount will apply.
A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.
This fee only applies to fixed rate mortgages. This is a charge incurred when you make a payment towards the balance of your mortgage. This is sometimes referred to as a breakage charge.
An Accountable Trust Receipt (ATR) fee refers to a charge associated with having your solicitor keep the deeds to the property on behalf of your mortgage provider.
A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.
A fee charged when the bank sends a qualified surveyor to your property to assess its value.
A fee charged when you fail to make a payment on your mortgage in time. This can happen if you miss a direct debit payment or fail to pay by cheque in time.
Please check with your lender.
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