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KBC LTV Variable <50% | Mortgage Deals

Available to New Customers 50% off Home Insurance

About The Mortgage

Interest Rate is 3.0%. APRC is 3.06%

The minimum age for applicants is 18 years.

Available to first time buyers.

Available to non-first time buyers.

Available to new customers. Rate shown includes a 0.20% discount on the prevailing new business mortgage rate. Terms and Conditions apply, your salary must be mandated to the KBC current account and your monthly direct debit payment on your new KBC mortgage payment must be made on the KBC current account.

Available to customers looking to switch mortgage provider.

Minimum loan amount €30,000.

Minimum term 5 years.

Maximum term 30 years.

Maximum Loan-to-Value 50%



Interest Rate

KBC LTV Variable <50%

(KBC Current Account Holders)


WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

Home insurance

50% off Home Insurance

Available to new residential mortgages i.e First Time Buyers, Movers and Switchers until 31st March 2018. Home Insurance offer only applies in the first year and excludes Buy to Let (BTLs) properties. Refund equal to the balance of the premium may be sought if the home insurance policy is canceled within 12 months. KBC Home Insurance products are exclusively underwritten, administered and provided by Zurich Insurance plc, subject to Zurich Insurance underwriting terms and conditions.

Fees & Charges
Document issuing

A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.

ATR fee

An Accountable Trust Receipt (ATR) fee refers to a charge associated with having your solicitor keep the deeds to the property on behalf of your mortgage provider.

Vacate fee

A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.

Valuation fee

A fee charged when the bank sends a qualified surveyor to your property to assess its value.

Transfer Rate fee

A fee charged when you wish to move from a variable rate mortgage onto a fixed rate mortgage.

Late Payment fee

A fee charged when you fail to make a payment on your mortgage in time. This can happen if you miss a direct debit payment or fail to pay by cheque in time.

Other fees

Please check with your lender.



Interest Rate

KBC LTV Variable <50%

(KBC Current Account Holders)

  • WARNING: The cost of your monthly repayments may increase. If you do not keep up your repayments you may lose your home.

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