ICS Mortgages Variable LTV < = 50% Buy-to-Let Capital and Interest | Mortgage Deals

Available to New Customers

About The Mortgage

Interest rate: 4.29%. APRC: 4.70%.

Minimum age for applicants: 21 years.

Available for buy to let customers.

Available to new customers.

Maximum loan amount: €1,250,000.

Minimum loan amount: €40,000.

Minimum term: 5 years.

Maximum term: 20 years.

Maximum loan-to-value: 50%%

Individual Applicants



Interest Rate

ICS Mortgages Variable LTV < = 50% Buy-to-Let Capital and Interest

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

Fees & Charges
Document issuing

A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.

ATR fee

A fee of €63 is charged when a Solicitor requests the Title Deeds on behalf of customers. The fee is not applicable where ICS mortgage customers are seeking additional funds on the same security.

Vacate fee

A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.

Valuation fee

A valuation fee of €185 applies

Transfer Rate fee

A fee charged when you wish to move from a variable rate mortgage onto a fixed rate mortgage.

Late Payment fee

An interest surcharge (Arrears fee) of 0.4% per month will be charges subject to the provision of chapter 3 of the Central Bank of Ireland’s code of conduct on mortgage arrears.

Legal fee
Application fee

0.5% of the loan amount. this is capped at €1,500 for individual buy-to-let investors.

Other fees

Please check with your lender.


Interest Rate

ICS Mortgages Variable LTV < = 50% Buy-to-Let Capital and Interest

  • WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
  • WARNING: Your property is at risk if you do not keep up payments on a mortgage or any other loan secured on it.
  • WARNING: The payment rates on this housing loan may be adjusted by the lender from time to time. The cost of your monthly payments may increase.
  • WARNING: You may have to pay charges if you pay off a fixed-rate loan early.
  • WARNING: The cost of your monthly repayments may increase.
  • WARNING: If you have an interest-only mortgage, the entire amount that you have borrowed will still be outstanding at the end of the interest-only period.


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