A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.
This fee only applies to fixed rate mortgages. This is a charge incurred when you make a payment towards the balance of your mortgage. This is sometimes referred to as a breakage charge.
A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.
Late payment fee
If you do not pay us a repayment instalment or other sum of money by the date you are due to pay it, we may charge you a default interest rate of 0.5% per month or part of a month (which is 6% per year) on the unpaid sum. This default interest is added to normal interest.
We do not charge borrowers default interest when they are in a Mortgage Arrears Resolution Process under the Central Bank’s Code of Conduct on Mortgage Arrears and are co-operating reasonably and honestly with us.
Security Perfection Fee for Equity Release: €600. This fee covers the Bank’s legal expenses where the Bank agrees to handle an Equity Release loan without the need for a customer to engage his/her own solicitor