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Bank of Ireland 2 Year Fixed - LTV 50% - 70% Buy To Let | Mortgage Deals

Available to new customers 2% Cash Back

About The Mortgage

Bank of Ireland 2 Year Fixed - LTV 50% - 70% Buy To Let Mortgage

  • Interest rate: 4.99%. APRC: 5.3%.
  • Minimum age for applicants: 18 years.
  • Available for buy to let customers.
  • Available to new customers.
  • Minimum loan amount: €15,000.
  • Minimum term: 5 years.
  • Maximum term: 30 years.
  • Maximum loan-to-value: 70%
  • Available to new customers

Summary

Bank of Ireland 2 Year Fixed - LTV 50% - 70% Buy To Let

4.99% Interest Rate (Fixed rate)
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WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

Special Offers

<p>If you are a First Time Buyer, Mover, Switching your Mortgage to Bank of Ireland or an Investor, Bank of Ireland will give you 2% of the value of your mortgage back in cash. Drawdown between 5th September 2016 and 30th June 2020. Terms and Conditions apply.</p>

If you are a First Time Buyer, Mover, Switching your Mortgage to Bank of Ireland or an Investor, Bank of Ireland will give you 2% of the value of your mortgage back in cash. Drawdown between 5th September 2016 and 30th June 2020. Terms and Conditions apply.

Fees and Charges

Document issuing

A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.

Early repayment

This fee only applies to fixed rate mortgages. This is a charge incurred when you make a payment towards the balance of your mortgage. This is sometimes referred to as a breakage charge.

Vacate fee

A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.

Late payment fee

If you do not pay us a repayment instalment or other sum of money by the date you are due to pay it, we may charge you a default interest rate of 0.5% per month or part of a month (which is 6% per year) on the unpaid sum. This default interest is added to normal interest. We do not charge borrowers default interest when they are in a Mortgage Arrears Resolution Process under the Central Bank’s Code of Conduct on Mortgage Arrears and are co-operating reasonably and honestly with us.

Other fees

The following additional costs will be payable by the borrower for buy to let properties (and principal dwelling housing where the loan amount is €1.5 million or over). 1. The borrower must reimburse the Bank for the legal costs incurred by the Lender in effecting the Lender’s Security and related tasks (excluding costs associated with the Bank’s legal investigation of title for the purpose of the mortgage); 2. The outlay and fees payable to state agencies for the registration of the Lender’s Security, which must be remitted to the borrower’s solicitor. The Lender’s legal costs to be reimbursed by the borrower are the following: a) the Lender’s solicitor’s professional fee of €950 plus Value Added Tax per property b) Outlay and fees payable to state agencies for the registration of the Lender’s Security which shall not exceed €350 per property.

Warnings

WARNING: The cost of your monthly repayments on a variable rate mortgage may increase. If you do not keep up your repayments you may lose your home.

Bank of Ireland 2 Year Fixed - LTV 50% - 70% Buy To Let

4.99% Interest Rate (Fixed rate)
Find Out More

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

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