Bank of Ireland 10 Year Fixed LTV >80% Mortgage
Receive 2% of your new mortgage back in cash.
If you are a First Time Buyer, Mover or Switching your Mortgage to Bank of Ireland and are a Bank of Ireland current account customer, get an additional 1% of the original mortgage amount as Cashback after 5 years (subject to meeting the terms of the mortgage). Drawdown between 5th September 2016 and 30th June 2019. Terms and Conditions apply.
A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.
This fee only applies to fixed rate mortgages. This is a charge incurred when you make a payment towards the balance of your mortgage. This is sometimes referred to as a breakage charge.
A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.
If you do not pay us a repayment instalment or other sum of money by the date you are due to pay it, we may charge you a default interest rate of 0.5% per month or part of a month (which is 6% per year) on the unpaid sum. This default interest is added to normal interest.
Security Perfection Fee for Equity Release: €600. This fee covers the Bank’s legal expenses where the Bank agrees to handle an Equity Release loan without the need for a customer to engage his/her own solicitor.
The cost of your monthly repayments may increase. If you do not keep up your repayments you may lose your home.
WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.
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