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Bank of Ireland 5 Year Fixed LTV > 80% | Mortgage Deals

Available to new customers Up to 3% Cashback

About The Mortgage

Bank of Ireland 5 Year Fixed LTV > 80% Mortgage

  • Interest rate: 3%. APRC: 3.9%.
  • Minimum age for applicants: 18 years.
  • Available to first time buyers.
  • Available to non-first time buyers.
  • Available to new customers.
  • Available to customers looking to switch mortgage provider.
  • Minimum loan amount: €15,000.
  • Minimum term: 5 years.
  • Maximum term: 35 years.
  • Maximum loan-to-value: 80%
  • Discounted rate for BER ratings of A3 or higher
  • Available to new customers

Summary

Bank of Ireland 5 Year Fixed LTV > 80%

3% Interest Rate (Fixed rate)
Find Out More

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

Special Offers

<p>Receive 2% of your new mortgage back in cash.</p>
<p>If you are a First Time Buyer, Mover or Switching your Mortgage to Bank of Ireland and are a Bank of Ireland current account customer, get an additional 1% of the original mortgage amount as Cashback after 5 years (subject to meeting the terms of the mortgage). Drawdown between 5th September 2016 and 31st December 2020. Terms and Conditions apply.</p>

Receive 2% of your new mortgage back in cash.

If you are a First Time Buyer, Mover or Switching your Mortgage to Bank of Ireland and are a Bank of Ireland current account customer, get an additional 1% of the original mortgage amount as Cashback after 5 years (subject to meeting the terms of the mortgage). Drawdown between 5th September 2016 and 31st December 2020. Terms and Conditions apply.

Fees and Charges

Document issuing

A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.

Early repayment

This fee only applies to fixed rate mortgages. This is a charge incurred when you make a payment towards the balance of your mortgage. This is sometimes referred to as a breakage charge.

Vacate fee

A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.

Late payment fee

If you do not pay us a repayment instalment or other sum of money by the date you are due to pay it, we may charge you a default interest rate of 0.5% per month or part of a month (which is 6% per year) on the unpaid sum. This default interest is added to normal interest.

Other fees

Security Perfection Fee for Equity Release: €600. This fee covers the Bank’s legal expenses where the Bank agrees to handle an Equity Release loan without the need for a customer to engage his/her own solicitor

Warnings

WARNING: The cost of your monthly repayments on a variable rate mortgage may increase. If you do not keep up your repayments you may lose your home.

Bank of Ireland 5 Year Fixed LTV > 80%

3% Interest Rate (Fixed rate)
Find Out More

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

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