About the loan

The total repayment amount is €11,281.09.
The minimum age for applications is 18.
The minimum annual income is not specified.
The minimum loan amount is €10,000.
The maximum loan amount is €75,000.
You do not need to be an existing customer of permanent tsb to apply for this loan.
Under the terms and conditions of this product, Permanent TSB requires the customer to hold savings against the loan. These savings can be in the form of a Permanent TSB Deposit Account, a Third Party Savings Bond or the proceeds of a Life Insurance Policy. There are four tiers for the product: A 100% Cash Secured Loan, a 75% Cash Secured Loan, a 50% Cash Secured Loan, and a 25% Cash Secured Loan. The interest rate you pay will depend on the level of savings you place against the loan.

Summary

8.00% APR (variable)

The rate is variable, and may go up or down for the duration of the loan as general interest rates fluctuate.

Use your savings as security against your loan for a reduced interest rate.

Features

Unscheduled repayments are allowed.
Flexible repayment schedule. Flexibility to repay your loan with terms up to 10 years.
Early repayments are allowed. A €25 fee applies.

Loan tiers

This Personal Loan has a variable rate which means that the rate, and your loan repayments, can go up or down during the term of your loan.

Loan amount	Typical APR
€10,000 - €75,000	8.00%

8.00% APR (variable)

The rate is variable, and may go up or down for the duration of the loan as general interest rates fluctuate.