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permanent tsb Save and Borrow

€5,000 personal loan 36 month term €166.67 per month

About the loan

  • The total repayment amount is €6,000.12.
  • The minimum age for applications is 18.
  • The minimum annual income is not specified.
  • The minimum loan amount is €1,500.
  • The maximum loan amount is €6,999.
  • You must be an existing customer of permanent tsb to apply for this loan.
  • Under the terms and conditions of this product, Permanent TSB will require the customer to hold a Permanent TSB Deposit Account of at least six months savings as security against the loan.
  • The rate is variable, and may go up or down for the duration of the loan as general interest rates fluctuate.


permanent tsb Save and Borrow

13% APR (variable)
12.25% Interest rate (variable)
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Reduced interest rate.



  • Unscheduled repayments are allowed.
  • Flexible repayment schedule. Flexibility to repay your loan with terms from 1 year to 5 years.
  • Early repayments are allowed. A €25 fee applies.

Loan tiers

This Personal Loan has a variable rate which means that the rate, and your loan repayments, can go up or down during the term of your loan.

Loan amount Typical APR
€1,500 - €6,999 13.00%

permanent tsb Save and Borrow

13% APR (variable)
12.25% Interest rate (variable)
Find Out More


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