permanent tsb Cash Secured Loan







  • No early repayment fees
  • Flexible repayments
  • Fast decision
  • Restricted eligibility
About The Loan

About the Loan:

  • The total repayment amount is €10,987.92.
  • The minimum age for applicants is 18.
  • The minimum annual income is €20,000.
  • The minimum loan amount is €10,000.
  • The maximum loan amount is €75,000.
  • You do not need to be an existing customer of permanent tsb to apply for this loan.
  • Under the terms and conditions of this product, Permanent TSB will require the customer to hold either a Permanent TSB Deposit Account, a Third Party Savings Bond or the proceeds of a Life Insurance Policy as security against the loan. There are four tiers for the product: 100% Cash Secured Loan 6.4% - 75% Cash Secured Loan 7.0% - 50% Cash Secured Loan 7.5% - 25% Cash Secured Loan 8.0%


  • Fast decisions where possible.
  • Unscheduled repayments are allowed.
  • Flexible repayment schedule.
  • Early repayments are allowed.

Loan Tiers:

The interest rate you will pay is dependent on your personal circumstances, the amount you borrow and the time period it is repaid over. The Typical APR quoted is charged to the majority of applicants, others may be offered a different rate.

Loan amount Typical APR
€10,000 - €75,000 6.40%



Cash Secured Loan


The rate is variable, and may go up or down for the duration of the loan as general interest rates fluctuate.


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