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permanent tsb Cash Secured Loan 50%

€10,000 personal loan 36 month term €309.92 per month

About the loan

  • The total repayment amount is €11,157.12.
  • The minimum age for applications is 18.
  • The minimum annual income is not specified.
  • The minimum loan amount is €10,000.
  • The maximum loan amount is €75,000.
  • You do not need to be an existing customer of permanent tsb to apply for this loan.
  • Under the terms and conditions of this product, Permanent TSB requires the customer to hold savings against the loan. These savings can be in the form of a Permanent TSB Deposit Account, a Third Party Savings Bond or the proceeds of a Life Insurance Policy. There are four tiers for the product: A 100% Cash Secured Loan, a 75% Cash Secured Loan, a 50% Cash Secured Loan, and a 25% Cash Secured Loan. The interest rate you pay will depend on the level of savings you place against the loan.
  • The rate is variable, and may go up or down for the duration of the loan as general interest rates fluctuate.
  • A €25 fee applies.


permanent tsb Cash Secured Loan 50%

7.5% APR (variable)
7.25% Interest rate (variable)
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Use your savings as security against your loan for a reduced interest rate.



  • Unscheduled repayments are allowed.
  • Flexible repayment schedule. Flexibility to repay your loan with terms up to 10 years.
  • Early repayments are allowed. A €25 fee applies.

Loan tiers

This Personal Loan has a variable rate which means that the rate, and your loan repayments, can go up or down during the term of your loan.

Loan amount Typical APR
€10,000 - €75,000 7.50%

permanent tsb Cash Secured Loan 50%

7.5% APR (variable)
7.25% Interest rate (variable)
Find Out More


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