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KBC Personal Loan

€5,000 personal loan 36 month term €158.16 per month

About the loan

  • The total repayment amount is €5,693.76.
  • This loan offers peace of mind with a fixed monthly repayment amount.
  • The minimum age for applications is 18.
  • The minimum annual income is not specified.
  • The minimum loan amount is €5,000.
  • The maximum loan amount is €50,000.
  • You do not need to be an existing customer of KBC to apply for this loan.
  • To avail of the optional discounted rate, you must repay the loan from your KBC current account by direct debit
  • The rate is fixed for the duration of the loan.


KBC Personal Loan

8.99% APR (fixed)
8.64% Interest rate (fixed)


Open a KBC current account and as an added extra* you can get a 1% discount on your new KBC personal loan rate. This discount is reflected in the rates shown above.

<p>*To avail of the optional Discounted Personal Loan rate, you must pay your new KBC Personal Loan by direct debit from your KBC Current Account. If you cease paying your KBC Personal Loan by direct debit from your KBC Current Account the 1% discount will no longer apply. All other terms and conditions applicable to the KBC Current Account and the KBC Personal Loan shall continue to apply to the respective products.</p>



  • Fast decisions where possible.
  • Unscheduled repayments are allowed. Ad-hoc repayments are permitted against the loan

Loan tiers

This Personal Loan has a fixed rate which means that the rate, and your loan repayments, will not change during the term of your loan.

Loan amount Typical APR
€5,000 - €9,999 8.99%
€10,000 - €50,000 6.30%

KBC Personal Loan

8.99% APR (fixed)
8.64% Interest rate (fixed)


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