KBC Home Improvement Loan







  • Fast decision
  • Restricted early repayment
  • Fixed rate
About The Loan

About the Loan:

  • The total repayment amount is €5,770.80.
  • This loan offers peace of mind with a fixed monthly repayment amount.
  • The minimum age for applicants is 18.
  • The minimum annual income is not specified.
  • The minimum loan amount is €5,000.
  • The maximum loan amount is €50,000.
  • You do not need to be an existing customer of KBC to apply for this loan.
  • Applicants must be over 18 and resident in Republic of Ireland. Applicants should have their salary mandated to their current account (not necessarily a KBC current account).


  • Fast decisions where possible.
  • Unscheduled repayments are allowed. Ad-hoc repayments are permitted against the loan
  • Early repayments are allowed. There is no early repayment charge if the total amount repaid early is less than €10,000. For amounts of €10,000 or more, you will be obliged to pay a charge. The charge will be 1% of the amount repaid early if more than one year of the term of the loan remains. If one year or less of the term remains, the charge will be 0.5% of the amount repaid early.

Loan Tiers:

The interest rate you will pay is dependent on your personal circumstances, the amount you borrow and the time period it is repaid over. The Typical APR quoted is charged to the majority of applicants, others may be offered a different rate.

Loan amount Typical APR
€5,000 - €9,999 9.99%
€10,000 - €50,000 7.30%



Home Improvement Loan


The rate is fixed for the duration of the loan.


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