Current Account Rate Changes

All changes to Current Account rates are shown below, the most recent change is shown first

Danske Bank

Danske Bank

National Irish Bank replaces all existing current accounts with three new packages and introduces current account fees and charges effecive from 1st June 2012. Quarterly fees range from €5 to €31.25 depending on the package. Most customers will automatically be rolled over to the new 24/7 package which has a quarterly fee of €5 and charges  25c for ATM use, 25c for direct debits and standing orders, 30c for paper credits and 34c for paper debits. The 24/7 account will not carry a chequebook.

01/06/2012
Announced
01/06/2012
Effective
Negative impact

AIB

AIB

AIB Personal Current Account.

In order to qualify for fee-free banking with AIB, customers must now maintain a minimum balance of €2,500 in their current account at all times.

Previously customers needed only make a purchase with their AIB debit card and use internet or phone banking to make a debit transaction like paying a bill.

28/05/2012
Announced
28/05/2012
Effective
Negative impact

Danske Bank

Danske Bank

Reduction of credit interest for Interest bearing Easy Plus & Prestige current accounts.

12/12/2011
Announced
12/12/2011
Effective
Negative impact

Latest updates

In the last three months, there have been 0 adjustments to the current accounts market.

The most recent rate change was announced by Danske Bank on 1 June, 2012, which we consider to be negative for the consumer. The summary of the change is: "<p> National Irish Bank replaces all existing current accounts with three new packages and introduces current account fees and charges effecive from 1st June 2012. Quarterly fees range from &euro;5 to &euro;31.25 depending on the package. Most customers will automatically be rolled over to the new 24/7 package which has a quarterly fee of &euro;5&nbsp;and charges&nbsp;<span style="color: rgb(0, 0, 0); line-height: 18px; text-align: left; ">&nbsp;25c for ATM use, 25c for direct debits and standing orders, 30c for paper credits and 34c for paper debits. The 24/7 account will not carry a chequebook.</span></p>."

Market updates

Current account rates change all the time - in the last year there have been 1 rate adjustments in the Irish current accounts marketplace.

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