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Ulster Bank Student MasterCard

17.90%* balance transfers 35.00% typical APR

* 17.9% on balance transfers

About the Credit Card

  • Android Pay and Apple Pay available
  • The minimum age for applicants is 18 years.
  • There is no minimum income requirement.
  • The maximum credit limit available is assigned according to applicant's credit status.
  • You may transfer a balance from a different institution's credit card (subject to status and approval). Interest on balance transfers is charged at 17.90% .
  • The minimum repayment amount is 3% or €5, whichever is more.
  • APR is based on Purchases and is inclusive of Government Stamp Duty (Currently €30). The total amount of credit provided is €450. The total amount you will have to repay is €491.53. You repay in 12 equal monthly repayments of €40.96.


Ulster Bank Student MasterCard

35.00% Typical APR

Special Offers

Apple Pay and Android Pay now available.

Rates & Features


Type Rate/duration
Typical APR 35.00%
Purchases 17.90% annual rate. Up to 56 days interest-free.
Balance transfer 17.90% annual rate.
Cash advance 19.30% annual rate. Up to 0 days interest-free. A handling fee of 1.50% will be charged on the amount of any cash advance subject to a minimum of €2.54 per transaction.


Ulster Bank Student MasterCard

35.00% Typical APR

Winner at the 2020 awards
  • Best Mortgage for Switchers - Banking
2020 awards 2020 awards

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