Ulster Bank Black MasterCard

0%* purchases0%** balance transfers16.1% typical APR
*0% on new purchases for 6 months. **0% on balance transfers for 12 months.

Image Black MasterCard

Ulster Bank Black MasterCard

16.1%

Typical APR

  • Must be a Republic of Ireland resident Must be aged 18+ Minimum salary of €40k p.a. Customers can be UB banked or non-banked.
  • The minimum age for applicants is 18 years.
  • A minimum annual income of €40,000 is required.
  • The maximum credit limit available is assigned according to applicant's credit status.
  • You may transfer a balance from a different institution's credit card (subject to status and approval). Interest on balance transfers is charged at 0.0% for 12 months. The balance transfer limit is subject to credit limit.
  • Typical APR of 16.1% is based on purchases to the full extent of a credit limit of €3,000 plus the Government stamp duty charge of €30 per account per year.
  • MASTERCARD
    This card is accepted everywhere you see the MASTERCARD sign.
  • Online account access
  • Apple Pay & Google Pay
  • Card locking available
  • No foreign transaction fees

TypeRate / duration
Typical APR16.1%
Purchases 16.1% annual rate.
Balance transfers0.0% for 12 months.16.1% annual rate.
Cash advances21.1% annual rate. A handling fee of 1.5% will be charged on the amount of any cash advance subject to a minimum of €2.54 per transaction.
Image Black MasterCard

Ulster Bank Black MasterCard

16.1%

Typical APR