Ulster Bank Gold MasterCard Credit Card




balance transfers



  • No annual bank fee

* 0.0% on new purchases for 6 months. ** 3.9% on balance transfers for 12 months.

About the Credit Card

About the Credit Card:

Mastercard_micro Gold

  • The minimum age for applicants is 18 years.
  • A minimum annual income of €30,000 is required.
  • The maximum credit limit available is assigned according to applicant's credit status.
  • You may transfer a balance from a different institution's credit card (subject to status and approval). Interest on balance transfers is charged at 3.9% APR for 12 months. The balance transfer limit is subject to credit limit.
  • The minimum repayment amount is 3% or €5, whichever is more.
  • 0.0% on Purchases for 6 months
  • No annual bank fee

Features & Rates:

Interest Rates Rates/Duration
Typical APR 19.2% APR
Purchases 0.0% for 6 months
16.9% Annual Rate. Up to 56 days interest free
Balance Transfer 3.9% for 12 months.
16.9% Annual Rate.
Cash Advance 19.3% Annual Rate. 0 days interest free. A handling fee of 1.5% will be charged on the amount of any cash advance subject to a minimum of €2.54 per transaction.



Ulster Bank Gold MasterCard Credit Card

Typical APR of 19.2% is based on purchases to the full extent of a credit limit of €1,500 plus the Government stamp duty charge of €30 per account per year.


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