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Ulster Bank Classic

0.00%* purchases 3.90%** balance transfers 22.70% typical APR

* 0.0% on new purchases for 3 months. ** 3.9% on balance transfers for 12 months.

About the Credit Card

  • Android Pay and Apple Pay available

  • The minimum age for applicants is 18 years.
  • There is no minimum income requirement.
  • The maximum credit limit available is assigned according to applicant's credit status.
  • You may transfer a balance from a different institution's credit card (subject to status and approval). Interest on balance transfers is charged at 3.90% for 12 months.
  • The minimum repayment amount is 3% or €5, whichever is more.
  • Typical APR of 22.7% is based on purchases to the full extent of a credit limit of €1,500 plus the Government stamp duty charge of €30 per account per year.
  • 0.0% on purchases for 3 month
  • Apple Pay & Google Pay


Ulster Bank Classic

22.70% Typical APR

Special Offers

Apple Pay and Android Pay now available.

Rates & Features


Type Rate/duration
Typical APR 22.70%
Purchases 0.00% for 3 months. 17.90% annual rate. Up to 56 days interest-free.
Balance transfer 3.90% for 12 months. 17.90% annual rate.
Cash advance 19.30% annual rate. Up to 0 days interest-free. A handling fee of 1.50% will be charged on the amount of any cash advance subject to a minimum of €2.54 per transaction.


  • 0.0% on purchases for 3 month
  • Apple Pay & Google Pay

Ulster Bank Classic

22.70% Typical APR

Winner at the 2020 awards
  • Best Mortgage for Switchers - Banking
2020 awards 2020 awards

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