KBC Cash Reward Credit Card


balance transfers



  • Shopping rewards available
  • Online account access
  • No annual bank fee

* 0.0% on balance transfers for 6 months. You must close your existing credit card account and provide the account closure letter to KBC within 90 days.

Special Offer

You can now use your Android phone to make contactless payments wherever you see the contactless payment or Android Pay symbols. Simply download the app to your android phone. Add your KBC debit and credit cards. Hold your Android phone near the contactless reader. It will beep and/or vibrate to show that your payment has been made.

About the Credit Card

About the Credit Card:

Mastercard_micro Standard

  • Android Pay available
  • The minimum age for applicants is 18 years.
  • A minimum annual income of €20,000 is required.
  • The maximum credit limit available is assigned according to applicant's credit status.
  • You may transfer a balance from a different institution's credit card (subject to status and approval). Interest on balance transfers is charged at 0.0% APR for 6 months. You must close your existing credit card account and provide the account closure letter to KBC within 90 days. The balance transfer limit is subject to credit limit.
  • The daily maximum cash withdrawal amount is €700
  • If the outstanding balance on the monthly statement is less than €5.00, the cardholder must pay it off by the date shown on their statement. If the outstanding monthly balance is €5.00 or more, they must pay a minimum of €5.00 or 5.0% of the balance, whichever is greater.
  • 0.0% APR on Balance Transfers for 6 months
  • Receive 1% cash reward on all online and grocery purchases saving you up to €10 a month or €120 a year
  • Online and Mobile Banking
  • No annual bank fee

Features & Rates:

Interest Rates Rates/Duration
Typical APR 18.25% APR
Purchases 14.0% Annual Rate. Up to 56 days interest free
Balance Transfer 0.0% for 6 months.
14.0% Annual Rate.
Cash Advance 20.0% Annual Rate. 0 days interest free. A handling fee of 1.5% will be charged on the amount of any cash advance subject to a minimum of €1.90 per transaction.



Cash Reward Credit Card


Typical APR of 18.25% is based on purchases to the full extent of a credit limit of €1,500 plus the Government stamp duty charge of €30 per account per year.


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