KBC Cash Reward

0.00%* balance transfers 18.25% typical APR

* 0.0% on balance transfers for 6 months. You must close your existing credit card account and provide the account closure letter to KBC within 90 days.

About the Credit Card
  • Android Pay and Apple Pay available
  • The minimum age for applicants is 18 years.
  • A minimum annual income of €20,000 is required.
  • The maximum credit limit available is assigned according to applicant's credit status.
  • You may transfer a balance from a different institution's credit card (subject to status and approval). Interest on balance transfers is charged at 0.00% for 6 months. You must close your existing credit card account and provide the account closure letter to KBC within 90 days.
    • The daily maximum cash withdrawal amount is €700
  • If the outstanding balance on the monthly statement is less than €5, the cardholder must pay it off by the date shown on their statement. If the outstanding monthly balance is €5 or more, they must pay a minimum of €5 or 5% of the balance, whichever is greater.
  • Standard
  • Fitbit Pay
  • Stamp Duty Refund
  • Apple Pay & Google Pay
  • Typical APR of 18.25% is based on purchases to the full extent of a credit limit of €1,500 plus the Government stamp duty charge of €30 per account per year.

Summary

KBC Cash Reward

18.25% Typical APR

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Rates & Features

Rates

Type Rate/duration
Typical APR 18.25% APR
Purchases 14.00% annual rate. Up to 56 days interest-free.
Balance transfer 0.00% for 6 months. 14.00% annual rate.
Cash advance 20.00% annual rate. Up to 0 days interest-free. A handling fee of 1.50% will be charged on the amount of any cash advance subject to a minimum of €1.90 per transaction.

Features

  • 0.00% on balance transfers for 6 months
  • Receive 1% cash reward on all online and grocery purchases saving you up to €10 a month or €120 a year
  • No annual fee

KBC Cash Reward

18.25% Typical APR

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