Summary

About the Credit Card

• Android Pay and Apple Pay available
• The minimum age for applicants is 18 years.
• A minimum annual income of €20,000 is required.
• The maximum credit limit available is assigned according to applicant's credit status.
• You may transfer a balance from a different institution's credit card (subject to status and approval). Interest on balance transfers is charged at 0.0% for 6 months. You must close your existing credit card account and provide the account closure letter to KBC within 90 days. The balance transfer limit is subject to credit limit.
• The daily maximum cash withdrawal amount is €700.00
• If the outstanding balance on the monthly statement is less than €5.00, the cardholder must pay it off by the date shown on their statement. If the outstanding monthly balance is €5.00 or more, they must pay a minimum of €5.00 or NaN% of the balance, whichever is greater.
• Typical APR of 18.25% is based on purchases to the full extent of a credit limit of €1,500 plus the Government stamp duty charge of €30 per account per year.

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• Shopping rewards available
• Apple Pay & Google Pay
• Instalment Plan option
• Fitbit & Garmin Pay

Rates

Type	Rate / duration
Typical APR	18.25%
Purchases	14.0% annual rate. Up to 56 days interest-free.
Balance transfers	0.0% for 6 months.14.0% annual rate.
Cash advances	20.0% annual rate. A handling fee of 1.5% will be charged on the amount of any cash advance subject to a minimum of €1.90 per transaction.