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National Irish Bank
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National Irish Bank

National Irish Bank (NIB) has undergone a complete transformation since Danske Bank Group (Danske) acquired us in 2005. Full integration of NIB into its parent's systems was completed in April 2006. This included:

  • A €100m investment in new technology systems linked to Danske's unique IT platform
  • The introduction of new products and services
  • The launch of a new corporate identity

Danske is a participant in the Danish Government's Bank Guarantee Scheme, which was established in October 2008. All of its customers - both business and personal - are fully protected under the scheme. The protection covers National Irish Bank. This means our customers can be assured that their funds are 100% safe.

*text in italics from the National Irish Bank website

Head Office
3 Harbourmaster Place
IFSC Dublin 1
Website
www.nationalirishbank.ie/en-ie/Pages/default.aspx

Current Accounts

Account name
Approved Overdraft
APR %
Credit interest rate %
Features
Benefits
Easy Account Package
11.00%
0.00%
Internet banking available In-branch banking available
Fee free daily banking available
Easy Plus Account Package
10.25%
0.75%
Internet banking available In-branch banking available
Fee free daily banking available
Freedom
9.00%
2.00%
Internet banking available In-branch banking available
Fee free daily banking available

Credit Cards

Card name
APR %
Balance transfers
rate & period
Brand
Type
National Irish Bank Platinum
Platinum
14.38%
Not available
Platinum
National Irish Bank MasterCard Gold
MasterCard Gold
14.95%
Not available
Gold
National Irish Bank Mastercard
Mastercard
15.81%
Not available
Standard
National Irish Bank VISA
VISA
20.51%
Not available
Standard

Personal Loans

Loan name
Loan amount
Term
Typical APR %
Rate type
Monthly repayment /
Total amount repayable
Fixed Loan
€5,000
36 months
11.0% APR*
Fixed
€162.47 / €5,848.87
Variable Loan
€5,000
36 months
11.47% APR*
Variable
€163.48 / €5,885.11
*for illustration purposes only, terms & conditions apply.

Saving Accounts

Account name
AER %
Gross %
Features
Benefits
Junior Savings Account (€1,000 and above)
2.100% 
(variable)
2.100%
(variable)
Child saver Lump sum saver
Telephone banking is available In-branch banking is available Online banking
1 Year Fixed Term Deposit Online (€2,000 - €199,999)
2.000% 
(fixed)
2.000%
(fixed)
Term deposit
Access only by using online service Online banking
eSaver
2.000% 
(variable)
2.000%
(variable)
Lump sum saver
Telephone banking is available In-branch banking is available Online banking
5 Year Fixed Term Deposit (€200,000 and above)
1.980% 
(fixed)
4.120%
(fixed)
Term deposit
Telephone banking is available In-branch banking is available
2 Year Fixed Term Deposit Online (€2,000 - €199,999)
1.980% 
(fixed)
4.000%
(fixed)
Term deposit
Access only by using online service Online banking
5 Year Fixed Term Deposit (€2,000 - €199,999)
1.840% 
(fixed)
3.820%
(fixed)
Term deposit
Telephone banking is available In-branch banking is available
4 Year Fixed Term Deposit (€200,000 and above)
1.740% 
(fixed)
3.580%
(fixed)
Term deposit
Telephone banking is available In-branch banking is available
4 Year Fixed Term Deposit (€2,000 - €199,999)
1.600% 
(fixed)
3.280%
(fixed)
Term deposit
Telephone banking is available In-branch banking is available
Junior Savings Account (€100 - €999)
1.550% 
(variable)
1.550%
(variable)
Child saver Lump sum saver
Telephone banking is available In-branch banking is available Online banking
3 Year Fixed Term Deposit (€200,000 and above)
1.500% 
(fixed)
3.040%
(fixed)
Term deposit
Access only by using online service Online banking
3 Year Fixed Term Deposit (€2,000 - €199,999)
1.350% 
(fixed)
2.740%
(fixed)
Term deposit
Telephone banking is available In-branch banking is available
Junior Savings Account (€1 - €99)
1.350% 
(variable)
1.350%
(variable)
Child saver Lump sum saver
Telephone banking is available In-branch banking is available Online banking
1 Year Fixed Term Deposit Online (€200,000 and above)
1.320% 
(fixed)
1.320%
(fixed)
Term deposit
Access only by using online service Online banking
2 Year Fixed Term Deposit Online (€200,000 and above)
1.270% 
(fixed)
2.560%
(fixed)
Term deposit
Access only by using online service Online banking
Flexible Savings Account
1.000% 
(variable)
1.000%
(variable)
Lump sum saver
Telephone banking is available In-branch banking is available Online banking
Midas Gold (€10,000 and above)
0.650% 
(variable)
0.650%
(variable)
Lump sum saver
Telephone banking is available In-branch banking is available Online banking
Midas Gold (€2,000 - €9,999)
0.050% 
(variable)
0.050%
(variable)
Lump sum saver
Telephone banking is available In-branch banking is available Online banking
Midas Gold (up to €2,000)
0.050% 
(variable)
0.050%
(variable)
Lump sum saver
Telephone banking is available In-branch banking is available Online banking