Eliminate fees on your current account

If you're not sure how to begin money-saving in 2016, why not start by eliminating fees on your current account? - Grainne McGuinness

According to the trusty comparison tool at www.bonkers.ie, the best deal currently for personal current accounts is from Permanent TSB.

They are offering fee-free banking if you lodge €1,500 every month and there is no minimum balance required.

This compares well to offerings from other banks.

KBC want you to lodge at least €2,500 per month before they will drop their fees and AIB and Ulster bank set the bar even higher, asking that you maintain a constant balance of €2,500 and €3,000 respectively.

Permanent TSB also offering 1% Credit Interest Rate on balances up to €1,500m although to receive interest, you must request that interest be credited to your account through their website.

The account offers the usual features of Mobile and Internet banking and an overdraft facility is available.

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