One lucky family or individual can win a financial makeover thanks to the Sunday Independent, bonkers.ie and the Irish Brokers Association

ARE you lucky to have enough money left to buy a Mars bar at the end of each month? Have you had to start cutting your own hair because you can no longer afford a hairdresser? Do you have palpitations every time you see another bill coming through the door? Has it been so long since you could splash out on a holiday abroad that you've forgotten what the inside of a plane looks like?

If so you could be the ideal candidate for our financial makeover. The Sunday Independent is looking for an individual or family to take part in our very own Operation Financial Transformation.

Along with personal finance website bonkers.ie and the Irish Brokers Association, we'll scour the land to see how we can save you some of your hard-earned cash.

We'll see if we can track down better deals for you in home insurance, life insurance, travel insurance and mortgage protection insurance. We'll see if we can save you money on your heating, electricity, landline, broadband and digital TV. We'll also look at current accounts and savings.

If you think that you fit the bill, then all you need is to do email us at sfin@independent.ie with a brief description of you and your family (if you have one) and why you think you need a financial makeover this summer.

The closing date for receipt of entries is Friday, May 31, so get cracking. The winning family or individual will then need to collect together all their financial details for our expert deal finders to start scavenging around and finding the best offers available on the market.

Terms and conditions apply. Editor's decision is final. The winner agrees to partake in the promotional activity, including images and financial profiling in the Sunday Independent.

Terms and conditions

The Sunday Independent financial makeover will purely give financial advice to a chosen candidate and it is at the candidate's discretion whether or not to follow this advice.

The Sunday Independent does not accept any liability for any financial loss which may be incurred if the chosen candidate follows the advice in the makeover.

The winner of the makeover will be notified in early June. The winner of the makeover agrees to hav any financial details supplied for the purposes of the makeover published.

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