MAKE ME RICHER with NICK WEBB
SAVE ENOUGH FOR A HYGENA MILLARD DOUBLE BED FRAME
With the greatest respect to the Olympics, they are only a bit of crack when you win stuff. What on earth is the state-owned ESB doing shovelling sponsorship money at the team? The ESB is owned by the taxpayer, which is already funding athletics through grants from other state agencies. Could this be one of the reasons why your electricity bills are so high? We've looked at someone spending €150 per month on the normal urban tariff and who already pays by direct debit and gets electronic bills. Quotes from bonkers.ie:
Best: Bord Gais direct debit/paperless billing - 1,545.77 per year
Avoid: ESB standard - €1,800
Long-term savings accounts
SAVE ENOUGH FOR A YORK "QUEST" TREADMILL
Locking away your money for a long period will give you a better rate of interest on your savings - but you'd need to be pretty confident about the future. If you're the kind of person who isn't in the slightest bothered about all the kerfuffle about the future of the euro and are absolutely convinced it'll still be there in the coming years, then there's a chance to steal a march on other more panicky savers and get some inflation-busting rates. On €10,000:
Best: KBC 14-month fixed - 4.14 per cent.
Avoid: Rabo one-year fixed rate - 0.75 per cent.
Saving: €339 over a year.