Q&A: Dear Fiona


How do I know if I am getting good value on my credit card? I use it sparingly and have a direct debit set up so I don't fall behind on payments.


You sound like a person who knows how to use a credit card in the proper way. Check out www.bonkers.ie for a very informative comparison of all the credit card rates. See the difference between Bank of Ireland's 13.3 per cent for their Clear card and AIB's 22.7 per cent for their Be credit card.

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