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Ulster Bank UR First Account

No
minimum
term

€5

Minimum balance

1.50%

AER
(variable)

  • Child Saver
  • Lump sum saver
  • Regular saver
Account Details

About the Account:

  • Regular deposits are not required.
  • No minimum term
  • Additional lodgements of any amount are allowed at any time.
  • Flexible deposit amounts are permitted
  • Interest is calculated daily and paid to your account quarterly.
  • Your child can save up money in a free Henri moneybox between visits to the bank.
  • Joint Account available.
  • No ATM card.

Restrictions & Charges:

  • This is a standalone account, you do not require a separate payment account from Ulster Bank.
  • Minimum age of the account holder is 0 years.
  • Maximum age of the account holder is 11 years.
  • Minimum balance is €5.
  • Maximum balance is unlimited.
  • Interest payments are subject to Deposit Interest Retention Tax (DIRT) at the prevailing rate, currently 41%.
  • No fees or charges are levied.
  • Anyone can open an account - a parent, godparent, relative or friend can open a UR First account for any child under 12 years of age.
Summary

1.50%

AER
(variable)

Ulster Bank UR First Account

Instant access to your savings.

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