National Irish Bank eSaver

How will my savings grow?

AER
Typical 2.00% AER variable
The rate shown is the 'Reward Rate', paid when no withdrawals are made in a calendar month. A reduced 'Active Rate' of 1% is paid when any withdrawal is made in a calendar month.
Gross rate
2.00% variable
Minimum balance
€1
Interest payments
Interest is paid annually.
Withdrawals
Instant access to your savings.
About the Account
Value
Provider
National Irish Bank
Account name
eSaver
Minimum regular deposits
Regular deposits are not required.
Minimum term required
No minimum term
Flexible deposit amounts
Payments can be made regularly or by lump sum payments into the account.
Introductory bonus
False
Conditional bonus
False
Joint account available
True
Withdrawal notice period
A reduced interest rate of 1% is applied in any calendar month in which you make a withdrawal.
Interest payments
Interest is paid annually.
ATM card
False
About the Account
Value
National Irish Bank payment account required
This is a standalone account, you do not require a separate payment account from National Irish Bank.
Penalties
A reduced interest rate of 1% is applied in any calendar month in which you make a withdrawal.
Age limits
Minimum age 18 years.
Balance limits
Minimum balance €1. Maximum balance €50,000 excluding interest applied
Closing date
Not specified
D.I.R.T.
Interest payments are subject to deposit interest retention tax.
Maximum number of accounts permitted
Not specified.
Fees & charges
Account fee
False