Ireland State Savings 5½ year Savings Certificates (17th Issue) - 5½ year fixed term

How will my savings grow?

AER
Typical 3.53% AER fixed
Gross rate
21.00% fixed
Minimum deposit
€50
Interest payments
Withdrawals
You can access your money at any time by giving 7 days notice.
About the Account
Value
Provider
Ireland State Savings
Account name
5½ year Savings Certificates (17th Issue)
Minimum regular deposits
This account does not permit regular deposits to be made.
Minimum term required
66 months
Flexible deposit amounts
True
Introductory bonus
False
Conditional bonus
False
Joint account available
True
Withdrawal notice period
You can access your money at any time by giving 7 days notice.
Interest payments
ATM card
False
About the Account
Value
Ireland State Savings payment account required
This is a standalone account, you do not require a separate payment account from Ireland State Savings.
Penalties
Where Savings Certificates are encashed before the elapse of 5 years and 6 months, the average annual rate of interest will be lower.
Age limits
Minimum age 18 years.
Balance limits
Minimum balance €50. Maximum savings €120,000. Joint account holders are subject to a maximum of €240,000.
Closing date
Not specified
D.I.R.T.
D.I.R.T. is not levied.
Maximum number of accounts permitted
Not specified.
Fees & charges
Account fee
No fees or charges.