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Bank of Ireland Demand Deposit Account

No
minimum
term

€1

Minimum balance

0.01%

AER
(variable)

  • Lump sum saver
  • Regular saver
  • ATM card available
  • Internet banking
Account Details

About the Account:

  • Regular deposits are not required.
  • No minimum term
  • Lump Sum lodgements are allowed at any time.
  • Flexible deposit amounts are permitted
  • Interest is credited annually in March.
  • No introductory offers are available.
  • Joint Account available.
  • You can make withdrawals any time you like using your Deposit account card** at any Bank of Ireland ATM or in any Bank of Ireland branch.

Restrictions & Charges:

  • This is a standalone account, you do not require a separate payment account from Bank of Ireland.
  • Minimum age of the account holder is 18 years.
  • Minimum balance is €1.
  • Account balances in excess of €99,999 will attract a higher rate of interest.
  • Interest payments are subject to Deposit Interest Retention Tax (DIRT) at the prevailing rate, currently 41%.
  • No transaction fees are applied by Bank of Ireland for lodgements to or withdrawals from the Account. Bank of Ireland may, at their discretion and without prior consultation with you, apply transaction fees to the Account in the future. This shall only be done subject to approval by the relevant regulatory authority and reasonable notice to you.
  • No fees or charges are levied.
Summary

0.01%

AER
(variable)

Bank of Ireland Demand Deposit Account

Instant access to your savings.

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